Best identity theft protection of 2022 (2022)

By Barclay Ballard

last updated

The best identity theft protection services available

Best identity theft protection of 2022 (1)

The best identity theft protection makes it simple and easy to protect your privacy online.

Using one of the best identity theft protection services to support you in data privacy and staying safe online has never been more important. ID theft protection software use can:

✔ Save you money long term, by protecting you from having your online banking details stolen

✔ Keep your credit rating realistic to you. If your online payment details are stolen and your spending history is manipulated, this may lead to a poor credit score which can potentially lead to housing and employment obstacles, or paying higher interest rates on loans

✔ Protect your online reputation and stop fraudsters accessing sensitive information

With large-scale data breaches continuing to plague businesses around the globe, it's no wonder many folks are worried about identity theft, but the best identity theft protection tools can help.

Many of the best identity theft protection services highlight potential scams whereby a criminal may have obtained your details on the dark web (or elsewhere online), and used that information to engage in some kind of fraudulent activity (whether that’s making a payment, or taking out a loan).

A data breach occurs when a firm accidentally exposes data or a company's systems are hacked or compromised, and the personal details of some (or many) customers are stolen – such an occurrence can lead to your details being leaked online through absolutely no fault of your own. Those details can then be used to steal your identity in some manner for fraudulent purposes.

Note that this kind of protection isn’t something you can get with any other security tools, such as antivirus or VPN apps. Also, keep in mind that we've listed the best options for businesses, while for private users, we've curated the best identity theft protection for families (opens in new tab), as well.

Of course, having established the usefulness of the best identity theft protection services, which should you go for? We’ve highlighted the best of the bunch below.

In a hurry? The best Identity theft protection service overall in 2022 is IdentityForce

Best identity theft protection of 2022 (2) (opens in new tab)

In a hurry? The best identity theft protection service in 2022 is IdentityForce (opens in new tab)
Limited Time: 40% off UltraSecure+Credit: IdentityForce is a powerful theft protection app that covers all bases - credit check monitoring, bank fraud, malware and ad blocking, and it even provides $1 million in insurance protection against lost wages and fraudulent purchases. Ask any questions to a real IdentityForce support staff member by calling 888-266-3930 toll-free in the US.

View Deal (opens in new tab)

The best identity theft protection of 2022 in full:

Best identity theft protection of 2022 (3)

1. IdentityForce

Our pick as the best identity theft protection provider overall

Reasons to buy

+

Large feature set

+

Comprehensive monitoring and alert system

+

Email, live chat, phone support

Reasons to avoid

-

Could be overwhelming to new users

To speak to an expert about how identity theft protection software can keep you secure online, call IdentityForce directly on this toll-free number 888-266-3930.

IdentityForce is a Massachusetts-based corporation which provides identity theft services for individuals, businesses and government agencies.

IdentityForce's Identity Theft Protection starts with access to credit reports from the top three agencies: Equifax, Experian and TransUnion. Web access, iOS and Android apps enable checking your details at any time.

A comprehensive monitoring network offers near real-time alerts for issues including searches on your credit report, changes of address, accounts being opened in your name, fraudulent use of your social security number, your details appearing in court records or on the sex offender register, and your data being sold on the dark web. If a problem is found you'll be speedily alerted via SMS and email.

Bonus features include a PC-based anti-phishing and anti-keylogger software which keeps malware at bay and prevent hackers stealing your data, and a Social Media Identity Monitoring suitewhich scans your Facebook, Twitter, YouTube, Instagram and Google+ streams for malicious links, hacked and imposter accounts, and more.

Pricing for the service starts at around $10 a month for the identity protection service, which offers round the clock monitoring of your personal information, and alerts you if it's compromised. There's also identity protection with credit monitoring, scores, and reports, for under $20 per month.

Read our full IdentityForce review (opens in new tab).

Best identity theft protection of 2022 (4)

Best identity theft protection of 2022 (5)

2. Aura

A great identity theft protection starter package

Reasons to buy

+

Transparent pricing with annual discounts, plus 60-day money back guarantee

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Free 14-day trial and 24/7 support

(Video) Is Identity Theft Protection Really Worth It? (The Honest Truth)

Reasons to avoid

-

Upper tier plans significantly more expensive

Aura is an excellent entry level choice when you're looking to secure your business against identity theft thanks to its user friendly interface, antivirus service and detailed—but not overwhelming—reporting dashboard.

Pricing starts from $9 per month for individuals when you choose an annual subscription and scales all the way up to $25 a month for more security features, insurance and members. All the plans have the following features: credit monitoring, criminal and court recordings monitoring, identity verification monitoring, bank account monitoring, financial transactionmonitoring and several more.

With a helpful Transaction Monitor feature you can securely check multiple accounts from one view including mortgages, credit cards, checking or saving accounts and 401Ks.

By their own admission, the Aura team has remediated identity theft incidents for 150,000 customers to date. Even more reassuring is the fact that Aura offers 24/7 support across every tier of its subscription pricing plan via a web-based support center, email and direct support line.

Read our full Aura review (opens in new tab).

Best identity theft protection of 2022 (6)

Best identity theft protection of 2022 (7)

3. Norton Lifelock

Best all-rounder identity theft protection provider

Reasons to buy

+

Alerts

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Identity theft recovery specialists

Reasons to avoid

-

High-end plans can be expensive

Norton LifeLock provides in-depth monitoring of credit and loan applications, court and criminal records, USPS change of address requests and any data exposed on more than 10,000 websites, looking out for any signs of others using your details.

If a potential issue crops up, smartly designed mobile apps give you alerts of what's going on. Should someone apply for an auto loan in your name, for instance, you don't just get to hear about it a few days later when your credit report updates: instead, the app sends you an immediate notification asking if this application was yours. Say no and Norton LifeLock's support team leaps into action to investigate.

If a thief manages to bypass your defenses anyway, Norton LifeLock's ID recovery specialists will help you get your life back. Unlike some services, that doesn't mean they'll advise you on who to call – they'll do the heavy lifting for you, making those calls, filling in forms and more.

Unsurprisingly, all this power doesn't come cheap. Norton LifeLock's high-end Ultimate Plus account costs $34.99 a month. That said, it is a very comprehensive service, and there is currently an offer in your first year of subscription, meaning that during this time you will only pay $23.99 monthly.

It's hard to beat Norton LifeLock's features and functionality, though, and the service does offer good deals in some areas. If you'd rather not buy into the comprehensive package, the starter Norton LifeLock Standard plan gives you social security number and credit alerts for $8.99 a month for the first year (renews at $11.99 a month).

Read our full Norton LifeLock (opens in new tab) review.

Best identity theft protection of 2022 (8)

Best identity theft protection of 2022 (9)

4. Experian IdentityWorks

Best identity theft protection for beginners

Reasons to buy

+

Straightforward website layout

+

Easy to understand for newbies

Reasons to avoid

-

No truly outstanding features

One of the biggest names in consumer credit reporting, Experian now maintains information on more than a billion businesses and individuals worldwide.

The company's IdentityWorks is a capable service, offering access to its credit report and score, raising alerts when there are any significant changes, and keeping a careful eye on the dark web for any signs of the user's personal data.

You don't have to be a financial geek to understand what's on offer, as Experian has gone to unusual lengths to make everything accessible and clear. While just about everyone claims they can show your credit report, for instance, the Experian site offers a sample report to illustrate exactly what you'll get.

If you do sign up, you'll discover a straightforward web console that presents your details in as simple a way as possible, although experts can drill down to payment histories and other details in a few clicks.

IdentityWorksPremium offers a far more comprehensive service, adding financial account activity, identity validation alerts, court records, as well as social and file-sharing network monitoring, all for around $25 a month. This plan covers you for up to $1 million in terms of identity theft insurance, whereas the Plus subscription is good for up to $500,000.There is also a 30 day free trial on all plans.

Read our full Experian IdentityWorks (opens in new tab) review.

Best identity theft protection of 2022 (10)

Best identity theft protection of 2022 (11)

5. ADT Identity Protection

Best affordable identity theft protection provider

Reasons to buy

+

Reasonable pricing compared to rivals

+

Extensive suite of services

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No contract ties

(Video) Lifelock vs Aura: Is Buying Identity Theft Protection Even Worth It?

Reasons to avoid

-

You get more features with top rivals

ADT is more famous for its monitored alarms systems (opens in new tab), as part of its home security services, but the company has branched into identity theft protection for families as well.

ADT Identity Protection (opens in new tab) offers a pretty comprehensive service that covers all of the important basics while coming in at a reasonable price.

Features include standard credit checks on charge cards as well as bank accounts and SSNs, as well as credit score monitoring with annual reports. There are also identity checks on drivers licenses and passports, as well as phone numbers, medical insurance, addresses, court records, and even email addresses.

Another feature is the provision of up to $1 million identity theft expense reimbursement, to cover any costs in reclaiming your identity in the event that it might be compromised.

ADT also offers 24/7 fraud incident resolution, with a dedicated team who will walk you through all the steps required to recover from any incident, and guide you on claiming reimbursement for losses.

All this costs from just $9.99 per month, and even better is that there is no minimum contract term to keep you locked in. Additionally, although ADT made its name in home security (opens in new tab), ADT Identity Protection runs separately so don't expect to feel pressured to sign up for that service.

Read our full ADT (opens in new tab) review.

Best identity theft protection of 2022 (12)

Best identity theft protection of 2022 (13)

6. Zander Identity Theft Protection

All the expected features - at a lower price

Reasons to buy

+

Budget pricing compared to rivals

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Backed by an insurance company

Reasons to avoid

-

Lacks truly innovative features

-

Clunky website

As the name would suggest, Zander Identity Theft Protection, is from the insurance provider Zander, which lends some credibility to the product. Unfortunately, this does not carry through, as while the expected functions are provided, there is a missed opportunity to do something innovative, rather than an also-ran.

From the website, it even seems that the Zander Identity Theft Protection product may be there more to support the insurance products, even though it would seem it should be vice versa.

If asked what the distinguishing feature for this Zander product is, it clearly is the price. It’s really hard to argue about the affordability, as it starts at a rock bottom $6.75 a month for the individual plan, and $12.90 a month for the family plan for the Essential Plan.

It includes plenty of useful identity theft protection features, such as the lost wallet service, the Home Title Fraud service, Dark Web Monitoring for personal information, and true to its insurance roots, $1,000,000 for Stolen Funds & Expenses. The family plan upgrades this protection to two adults, with children covered for free.

Read our full Zander Identity Theft Protection review (opens in new tab).

Best identity theft protection of 2022 (14)

Best identity theft protection of 2022 (15)

7. Complete ID

Best ID theft protection service for Costco members

Reasons to buy

+

Good set of features

+

Very competitive on price

+

Discount for Costco members

Reasons to avoid

-

User interface isn't the best

Complete ID is an identity protection service offered through Costco, offering a surprisingly comprehensive set of features - but even better, it comes in a very price-competitive package.

Complete ID works with three main protection features: credit monitoring, identity protection, and identity restoration. You get a range of monitoring services to ensure your identity has not been compromised, such as thorough dark web surveillance, SSN monitoring, as well as standard criminal record and credit score monitoring.

However, pricing is much more competitive than rivals offering a similar service, with Complete ID costing from just $8.99 per month for Costco Executive members, and $13.99 per month per person if you happen to be a Business or Gold Star member.

On top of this, Complete ID also offers a bolt-on service of identity protection for your children, costing from $2.99 for up to five children for Executive members (it's $3.99 for other members). This ensures that details involving your children aren't used and abused by criminals, and adds a welcome extra level of security for families.

Overall, Complete ID delivers a very similar service to IdentityForce above, but at a discounted price. While there are some small trade-offs in terms of the user interface, the discounted rate makes Complete ID well worth considering.

Read our full Complete ID review (opens in new tab).

Best identity theft protection of 2022 (16)

Best identity theft protection of 2022 (17)

8. IDNotify

Identity theft protection with the expected features

Reasons to buy

+

Full set of reliable features

+

Clean and straightforward interface

Reasons to avoid

-

Expensive compared to some rivals

(Video) Why ID Theft Insurance Is So Important

IDNotify has more than a passing resemblance to Experian’s IdentityWorks, and that is not just mere coincidence. Rather, Experian is behind both products, making these the equivalent of fraternal twins.

IDNotify offers a range of plans, which starts with the quite affordable Essential Plan, which at a cost of $9.99 monthly provides basic identity theft coverage. While it offers basics, such as a lost wallet service, identity restoration and social network monitoring, it lacks some features that you need to jump up to a higher plan to get.

For example, move up to the Select Plan, which for $17.99 monthly is a better rounded package, and provides an Annual Credit Report from Experian, Identity Theft Insurance, and a Social Security Number Trace. Move up to the highest tiered plan, Premier, and for $25.99 a month enjoy all the features of the lower plan, along with Payday Loan Monitoring, an Annual Credit Report from all three major credit unions, and Credit Limit, Utilization and Balance Alerts.

Overall none of the above paid plans offers an exceptional value. While it previously was included with a TurboTax subscription making it a great deal, this no longer appears to be the case.

Read our full IDNotify review (opens in new tab).

Best identity theft protection of 2022 (18)

Best identity theft protection of 2022 (19)

9. Eversafe

A well rounded identity theft protection package

Reasons to buy

+

Fair pricing with discounts

+

Fraud alerts are very useful

Reasons to avoid

-

Not a well-known company

-

Predictable feature list

Eversafe (opens in new tab) makes the statement that they are “The first step to a good night’s sleep,” providing protection against a variety of threats that includes scams, identity theft and fraudulent activity, that focuses on seniors and families. This service monitors a comprehensive list of accounts that encompasses credit data, credit cards, and other investments, with alerts provided that are even designed for ease of use for seniors.

Eversafe takes the approach of building a profile for the subscriber, taking into account the historical financial behavior. Eversafe then looks for financial anomalies, such as missed bill payments, large withdrawals, and other spending pattern changes.

When such an event is detected alerts are sent via text, phone and email. A senior friendly feature is that this alert can also be sent to a “Trusted advocate,” to help with the monitoring. Finally, Eversafe provides tools that help with a recovery plan, including help that is “Just a phone call away.”

Plans start with the Essentials plan that costs under $7 monthly. Sweetening the deal is the offer of a free trial, and a 20% senior discount.

Best identity theft protection of 2022 (20)

Best identity theft protection of 2022 (21)

10. Credit Squad

Credit monitoring taken to the next level

Reasons to buy

+

Fraud alerts sent directly

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Seven years of monitoring

Reasons to avoid

-

Clunky website design

-

Average feature list

-

Lowest tier plan is priced higher than others

Credit Squad tries to distinguish itself among the sea of credit monitoring services. While many of these services have a similar feature set, Credit Squad kicks it up a notch. An example of this is that while a lot of credit services look at two years of credit history, this service examines the full seven years that go into a credit score.

Another, is that while not all credit monitoring services have their members call them, or if they do, the calls are sent overseas, Credit Squad indicates that they have US based professionals to handle the calls, and they are available the full 7 days a week to offer their guidance.

There is an offer of three plans from CreditSquad. The bottom tier is the Standard Plan, at $14.99 a month- a little higher than some other plans. This basic monitoring includes an annual credit report from a single credit bureau, real time inquiry notifications, and tracking of your credit score.

At the top end is the Elite Plan, for $29.99 monthly upgrades to credit monitoring from all three credit bureaus with additional features such as $1 million of ID Theft Insurance.

Read our full Credit Squad review (opens in new tab).

Best identity theft protection of 2022 (22)

Best identity theft protection of 2022 (23)

11. MyFico

Strong ID protection from a trusted name

Reasons to buy

+

Strong feature set

+

Neat interface

+

Well made and intuitive app

Reasons to avoid

-

High price compared to rivals

(Video) How Can I Protect Myself From Identity Theft?

From the makers of the FICO Score (the number that indicates a person’s creditworthiness) comes the MyFico credit monitoring service. We appreciate the intuitive interface of its website, and also that the companion smartphone app is equally well done, rather than just an afterthought. MyFico is able to display relevant info in an easy to follow fashion, such as with color coded FICO scores, and pop up alerts that warn its users about a potential danger.

While not the most budget priced, MyFico (opens in new tab) does offer a range of tiered credit monitoring plans. At the lowest level is the Basic plan, which at a cost of $19.95 monthly offers coverage of one of the credit bureaus (Experian), 24/7 identity restoration, and $1 million identity theft insurance, but does not include the identity monitoring.

Adding back the identity monitoring, requires upgrading to a higher plan, such as the Advanced tier for $29.95 a month, which upgrades to all three credit bureaus covered, but only updates every three months, or the Premier level, for $39.95 monthly that then includes all three credit bureaus with monthly updates.

Read our full MyFico review (opens in new tab).

How we choose the Best ID Theft Protection providers

We’ve deliberately chosen programs from big hitters in the security world as well as lesser-known gems that are worth your while. There are also free and paid-for programs to choose from.So which identity theft protection service is worth it? Well, we chose the eleven ID theft protection services listed on this review because they cover a broad spectrum of use cases, including credit monitoring and scouring the dark web.

If you were in any doubt, we can easily say that identity theft protection is definitely worth it. Digital ID protection is huge online problem, with recent research reported on by TechRadar from NordVPNdata revealing that 33% of Americans encountered at least one cybersecurity issue in 2021.

Whether it’s by using phishing emails or social engineering tricks, fraudsters are constantly looking for ways to steal identities for their own monetary gain.Fortunately, the best identity theft protection services can help prevent this.

How we test Identity Theft Protection providers

Our tests of the bestidentity theft protectionapps will evaluate the features, pricing options, competition, and also the overall value of using each app.

These are not full hands-on reviews, since evaluating identity theft protection apps is almost impossible, requiring months of testing, purposefully hacking accounts to see if the protection app works, handing over personally identifiable information, performing multiple credit checks, and risking exposure of the reviewer’s personally identifiable information.

Read how we test, rate, and review products on TechRadar (opens in new tab).

Identity theft protection: Frequently Asked Questions

When it comes to explaining why identity theft protection is so important, not only have we listed the best identity theft protection services but we've also answered some of the most frequently asked questions on the topic. Read on to find out how identity theft protection works, why you should get ID theft protection, and the value investing in it today can return in the long run.

How does identity theft protection work?

The above services offer different levels of subscription to customers, often on a monthly (or yearly) basis, but even the most basic identity theft management plan will offer a fairly comprehensive monitoring service of your personal details.

However, many providers also offer a credit scoring plan that is either sold separately, or can be combined with identity protection to provide the most secure service available to guard against theft and financial loss.

With this credit scoring, you have defenses in the case of someone stealing your personal details and applying for a credit card or loan; a common nefarious tactic. If this happens, the identity protection service should flag it up for you to confirm that you have indeed made such an application.

If you haven't, this means that you can cancel the application and ensure that your credit rating is not affected, while also taking steps to protect yourself from further abuse of your private details.

However, some identity theft services do not perform an adequate job of making such checks or issuing these alerts, so it's important to ensure that the service you're considering for identity theft protection does have reviews that state it is both reliable and trustworthy. You can do this by looking for customer feedback and reviews on the Better Business Bureau website or at Trustpilot.

Ultimately, though, a lot of identity theft protection depends on your own actions. Simple steps you can take include having a good and up to date antivirus to protect your computer against intrusion and data theft, and also using a paper shredder to ensure confidential documents are destroyed before they are recycled.

Also, if you suspect that your identity has been compromised, do ensure you make checks, and if confirmed, take steps to protect yourself.

Keeping your identity and personal details safe requires both proactive and reactive approaches, but hopefully subscribing to any of the best identity theft protection software featured above will help provide peace of mind and keep you safe from fraud and theft.

Is it worth paying for identity theft protection?

With such potential losses, it becomes clear that identity theft protection provides an important defense against a much higher potential loss.

In our current uncertain times, folks are trying to make the most of each dollar spent, and nobody wants to take on unnecessary expenses. Those looking for the value of an Identity Theft Protection actually don’t have to look far at all, and will quickly find the potential cost of not having it.

This Spring, the 2021 Identity Fraud Study which is produced by Javelin Strategy & Research, painted a disturbing picture. In the US in the year 2020, 49 million consumers fell victim to scams. This resulted in a total of fraud losses of $56 billion dollars, with $13 billion of this total via traditional identity theft where the victim is not aware of the event, and the bulk of the losses, $43 billion, through identity theft scams where the victim in retrospect can pinpoint the actual scam event.

The report goes on to indicate that due to the 2020 pandemic, ID theft scams are on the increase as more of us shift towards using online banking. The report shows this included the shift towards transferring money via such tools as digital wallets along with peer-to-peer (P2P) accounts.

What does identity theft protection do?

Identity theft protection is designed to detect if personal information has been breached. This is done by searching various databases, to look for important personal data, such as a credit card number, a driver’s license number, health insurance information, or bank account numbers.

The identity theft protection service then looks for this type of data on the internet, the dark web, change of address records at the post office, social media sites, and loan applications such as payday loans, and new credit cards.

The better identity theft protection plans also offer credit monitoring at one or more of the credit agencies. A change in the credit score can signal an identity theft as a loan can be taken out in someone’s name, the cash obtained, and then defaulted on before you even knew the loan was taken out.

By monitoring these activities, the subscriber to the identity theft protection can be sent an alert if any event is detected. This then allows you to be proactive, and shut the breach down before it turns into a considerably larger loss. For example, cancelling a credit card that you did not take out before it racks up thousands of dollars in bills is the better outcome than having your own credit score affected.

Identity Theft Protection vs Monitoring Services: What's the difference?

The terms Identity Theft Protection and Credit Monitoring Service are often thought about and used interchangeably as both are designed to protect consumers from having issues with their credit score. However, they are not really the same.

A Credit Monitoring Service, is designed to do just what the term implies- to keep a watch on a user’s credit. If and when a change occurs, typically a decline in the credit score, the user gets a notification of some sort, such as an email, that the credit score declined. However, it offers little else, or what prompted the change.

Identity Theft Protection is a stronger offering. This service will monitor multiple items, that does include the credit score, but also adds the Dark Web, criminal databases, Social Security number repositories, and other resources to assess for any threats to an individual’s identity being used for criminal purposes.

Signs of ID theft: what should I look out for to see if my identity was stolen?

When someone’s identity is stolen, for the first few days, there may be no signs of anything amiss. From there, it may be as subtle as not receiving an expected bill, such as a credit card statement, or bank statement as the thief may have falsely changed the address to delay the criminal act being found out.

Red alerts that your identity has been taken include receiving credit card charges that you did not make, or even a new credit card in your name that you did not apply for. Keep in mind that the thieves often start with a small purchase to verify that the card works, so pay attention to even small purchases. Any of the above should prompt you to immediately contact the provider of the credit card so the charges can be protested, or the new card can be closed immediately before the charges accumulate.

Other things to be wary of include calls from collectors requesting money on a loan you did not take out. Finally, a significant drop in credit without an obvious issue, or a denial of a loan or credit card with a previously high credit should also sound the alarm.

What are the steps to take to prevent my identity from being stolen?

Naturally, efforts should be taken to prevent ID theft. However, if it does happen, there are important steps to get things right again.

It starts with contacting local law enforcement to file an identity theft report. Contact your financial institutions, such as your bank, and credit card provider. Go through credit card charges, and dispute any that you did not make to limit the liability. Also, alert them of potential additional fraud, and have them put a fraud alert on the account. Most credit card providers can send out an email or text when they are used, indicating the amount of the charge, and where the card to use to alert you in real time if unauthorized charges are being applied to the card.

Furthermore, check with the credit bureaus, and ask to place a credit freeze. This then limits the ability to open new credit accounts as additional protections are in place for anyone to access your credit information. Requesting to place the freeze at any of the three major credit unions (Transunion, Experian, and Equifax) alerts the other two to freeze it as well as they share info.

Best identity theft protection of 2022 (24)

Barclay Ballard

Barclay has been writing about technology for a decade, starting out as a freelancer with ITProPortal covering everything from London’s start-up scene to comparisons of the best cloud storage services. After that, he spent some time as the managing editor of an online outlet focusing on cloud computing, furthering his interest in virtualization, Big Data, and the Internet of Things.

(Video) Best Identity Theft Protection Companies

FAQs

What is better identity guard or LifeLock? ›

Thanks to its advanced Dark Web monitoring, insurance policy, value pricing plans, and U.S. based support, Identity Guard edges LifeLock as a better overall identity protection service.

Is LifeLock and Norton the same? ›

LifeLock and Norton are now part of one company giving you all-in-one protection for your identity, devices and online privacy.

How do I freeze my Social Security number? ›

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

How do I check to see if someone is using my Social Security number? ›

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

How much is LifeLock per year? ›

LifeLock Standard for a single adult costs $11.99 monthly or $124.99 if billed annually. For two adults the cost is $23.99 monthly or $249.99 yearly. A family plan which includes up to five children is priced at $35.99 month-to-month or $359.99 with annual billing.

Is there another company like LifeLock? ›

Three Great LifeLock Alternatives, One Decision

In our experience, Identity Guard, IdentityForce, and ID Watchdog are all worth taking a hard look at when picking out identity theft protection.

Does Identity Guard monitor bank accounts? ›

Identity Guard monitors changes in our credit file as well as our checking and savings accounts. If changes are detected, Identity Guard alerts us through email, SMS, or the Identity Guard Classic app. There are also more cybersecurity features available, like dark web monitoring and anti-phishing software.

Does LifeLock monitor all 3 credit bureaus? ›

LifeLock Ultimate Plus with Norton 360 comes with all the benefits of the lower tier plans plus monitoring of all three credit bureaus, a VPN for an unlimited number of devices, annual credit reports and scores from all three credit bureaus, 401(k) and investment account activity alerts, phone takeover monitoring and ...

Is LifeLock owned by a Chinese company? ›

LifeLock Inc. is an American identity theft protection company based in Tempe, Arizona.

What are the pros and cons LifeLock? ›

LifeLock Pros & Cons
  • PROS:
  • CONS:
  • Standard: $8.99/mo. As the cheapest plan available, this plan monitors one credit bureau and provides up to $25,000 reimbursement for stolen funds. ...
  • Advantage: $17.99/mo. ...
  • Ultimate Plus: $23.99/mo. ...
  • Not comprehensive credit monitoring. ...
  • Cost is expensive. ...
  • No family plan.
20 Jun 2021

Does LifeLock protect bank accounts? ›

If you're a victim of identity theft while a LifeLock Ultimate Plus™ member, LifeLock protects your hard earned money with dollar for dollar reimbursement for stolen funds up to $1 million. This includes everything from fraudulent bank and investment account withdrawals to tax returns filed in your name.

How can I find out if someone is using my identity for free? ›

Here's what you can do to spot identity theft:
  1. Track what bills you owe and when they're due. If you stop getting a bill, that could be a sign that someone changed your billing address.
  2. Review your bills. ...
  3. Check your bank account statement. ...
  4. Get and review your credit reports.

What happens if someone gets your Social Security number? ›

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, when they use the credit cards and don't pay the bills, it damages your credit.

What can someone do with the last 4 digits of your SSN? ›

As long as a hacker or scammer has access to other personal information such as your name and address, they can use the last four digits of your SSN (in most cases) to open accounts in your name, steal your money and government benefits, or even get healthcare and tax refunds in your name.

What to do if someone is trying to steal your identity? ›

Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.
...
It could be necessary if:
  1. You know the identity thief.
  2. The thief used your name in an interaction with the police.
  3. A creditor or another company requires you to provide a police report.
8 Jul 2022

How do you find out if your identity has been stolen? ›

The FTC's fraud reporting website, IdentityTheft.gov, is where you'll find detailed instructions on dealing with various forms of identity theft. To be safe, you'll also want to review your credit report for any information that's appearing as a result of fraud.

What to do when your SSN is stolen? ›

If you believe a thief is using your Social Security number to work or claim Social Security benefits, call the Social Security Fraud Hotline at 1-800-269-0271. Or report Social Security benefits fraud online at https://oig.ssa.gov/report/.

Does AARP have identity theft protection? ›

LifeLock - Best With AARP Discounts

Meet LifeLock, the only identity theft protection service that gives seniors discounts through AARP. Available on its own and as part of Norton 360, LifeLock goes above and beyond to protect seniors from identity theft along with other online risks like phishing and viruses.

How much is LifeLock for seniors? ›

Value. The LifeLock Senior plan is $19.99 per month, plus additional costs for taxes. There are no additional fees or anything else to purchase.

Does LifeLock freeze your credit? ›

Remember, Lifelock monitors your credit for fraudulent activity and notifies you. Lifelock does not put a credit security freeze on your file.

Who is better than LifeLock? ›

#1 IdentityForce – Best Identity Theft Protection Service of 2022. #2 IDShield – Best for Identity Recovery Assistance. #3 Aura.

Is Costco complete ID any good? ›

All in all, Costco Complete ID has a great reputation for identity monitoring, recovery services, and offers insurance coverage of up to $1 million. And this company has an affordable price of $8.99 a month, barely the cost of a decent meal, as long as you're a Costco member.

Can LifeLock help after identity theft? ›

We alert you of suspicious threats by text, email, or phone. If your identity is stolen, our U.S.-based team will work to fix it. We'll reimburse funds stolen due to identity theft up to the limit of your plan.

Does identity Guard Protect your Social Security number? ›

Social Security monitoring is a critical part of identity theft protection services. If an identity thief is using your SSN for fraudulent activities, you'll have the chance to shut it down before it's too late.

Does identity Guard Protect SSN? ›

Near-real time notifications of suspicious activity

Get fraud alerts if we detect your personal info is exposed on the Dark Web after a data breach. We monitor your name, social security number (SSN) and driver's license number to prevent identity fraud.

How do I freeze my credit with identity Guard? ›

How do I place a security freeze? Equifax Security Freeze P.O. Box 105788 Atlanta, Georgia 30348 By phone call the automated line at 1-800-685-1111 (NY residents please call 1-800-349-9960) Online filing available here.

What is the difference between LifeLock and Norton LifeLock? ›

At the same time, Norton and LifeLock became one company: NortonLifeLock Inc. Today, NortonLifeLock refers to a single company that is a global leader in consumer Cyber Safety. The company is dedicated to helping secure the devices, identities, online privacy, and home and family needs of nearly 50 million consumers.

How much does LifeLock cost after the first year? ›

A Snapshot of LifeLock Prices
LifeLock PlansLifeLock StandardLifeLock Advantage
Price for the first year$8.99 / mo.$17.99 / mo
Price after the first year$11.99 / mo.$22.99 / mo
19 Jul 2022

Does NortonLifeLock ask for your Social Security number? ›

We verify your identity using various pieces of information. Your social security number, date of birth and credit card number (if needed) is matched against online data sources at our identity proofing partners to ascertain the identity of users before allowing them to create an account.

Is Norton owned by the Chinese? ›

Huawei Symantec Technologies Co.

Huawei originally owned 51% of the company, while Symantec owned 49%. Huawei Symantec Technologies Co. Ltd. Huawei is a Chinese-based company, while Symantec Corporation (NASDAQ: SYMC) is a US-based corporation headquartered in Mountain View, California.

Is Norton security a Chinese company? ›

McAfee, Norton, Fortinet, Webroot and Vipre are also based in the USA.

Who owns Norton security? ›

Norton, formerly known as Norton by Symantec, is a division of NortonLifeLock based in Tempe, Arizona. Since being acquired by the Symantec Corporation in 1990, Norton offers a variety of products and services related to digital security, identity protection, and online privacy.

How safe is Norton LifeLock? ›

As a trusted name in consumer Cyber Safety, NortonLifeLock brands are unfortunately used by hackers and scammers to take advantage of the trust we have built. These criminals fraudulently use our brand names and branding to try to trick and defraud consumers.

Does LifeLock remove personal information from Internet? ›

LifeLock will also remove one's personal information from many pre-approved credit card mailing lists. Finally, LifeLock will scan over 10,000 black market websites to look for the subscriber's personal information and notify him/her if they spot his/her data on any of those sites.

What triggers a LifeLock alert? ›

Events that may trigger this alert include: Account opening. Account enrollment. Personal (or contact) Information update.

What does LifeLock do that I can't do myself? ›

LifeLock provides wide-ranging monitoring and alerts, making it useful if you don't have the time or desire to monitor your own credit and other accounts for suspicious activity. It also searches the dark web for your data.

Can someone drain your bank account? ›

Scammers get access to your bank account numbers through fraudulent telemarketer calls or by stealing them from unsecured websites when you sign up for a free trial. Once a scammer has access to your account information, they can debit your account every month with your knowledge or approval.

Does LifeLock reimburse stolen money? ›

Stolen Funds Reimbursement

If you have money stolen due to identity theft, LifeLock will reimburse you dollar for dollar-up to $25,000.

How do I stop someone opening a bank account in my name? ›

Fraud alerts are free and require companies to verify your identity before opening any new accounts in your name or changing any existing accounts. Another option is to contact each of the credit bureaus to add a credit freeze. Freezing your credit prevents anyone but you from accessing your credit.

How do I know if someone opened a bank account in my name? ›

The best way to find out if someone has opened an account in your name is to pull your own credit reports to check. Note that you'll need to pull your credit reports from all three bureaus — Experian, Equifax and TransUnion — to check for fraud since each report may have different information and reporting.

Can your identity be stolen from a text message? ›

Smishing is when fraudsters use text messaging to impersonate a trusted organization and steal your identifying information, such as your Social Security number, account usernames and passwords, bank account information or credit card numbers.

How do I stop someone from using my Social Security number? ›

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

Can someone access my bank account with my Social Security number? ›

1. Financial identity theft. An identity thief can use your SSN together with your PII to open new bank accounts or access existing ones, take out credit cards, and apply for loans all in your name.

How do I check to see if someone is using my Social Security number? ›

If you believe someone is using your Social Security number to work, get your tax refund, or other abuses involving taxes, contact the IRS online or call 1-800-908-4490. You can order free credit reports annually from the three major credit bureaus (Equifax, Experian and TransUnion).

What do the 2 middle numbers in Social Security mean? ›

Within each area, the group number (middle two (2) digits) range from 01 to 99 but are not assigned in consecutive order. For administrative reasons, group numbers issued first consist of the ODD numbers from 01 through 09 and then EVEN numbers from 10 through 98, within each area number allocated to a State.

What do first 3 numbers of SSN mean? ›

The first three (3) digits of a person's social security number are determined by the ZIP Code of the mailing address shown on the application for a social security number. Prior to 1973, social security numbers were assigned by our field offices.

Will the US run out of Social Security numbers? ›

Will the SSA ever run out of SSNs? The nine-digit SSN will eventually be exhausted. The previous SSN assignment process limited the number of SSNs that were available for assignment to individuals in each state.

Who is better than LifeLock? ›

#1 IdentityForce – Best Identity Theft Protection Service of 2022. #2 IDShield – Best for Identity Recovery Assistance. #3 Aura.

How can I find out if someone is using my identity? ›

What you can do to detect identity theft
  1. Track what bills you owe and when they're due. If you stop getting a bill, that could be a sign that someone changed your billing address.
  2. Review your bills. ...
  3. Check your bank account statement. ...
  4. Get and review your credit reports.

Does freezing your credit protect you from identity theft? ›

A credit freeze can help prevent identity thieves from opening new accounts in your name, but it does nothing to keep them from committing fraud with your existing accounts. That means fraudsters might make charges on a payment card in your wallet.

Can you insure against identity theft? ›

Identity theft insurance is designed to cover the costs you might incur from being defrauded. It's available as a standalone policy and is sometimes offered as an add-on to your home insurance cover.

Is there a competitor to LifeLock? ›

In our experience, Identity Guard, IdentityForce, and ID Watchdog are all worth taking a hard look at when picking out identity theft protection. Identity Guard would be our pick, but that's based on a myriad of financial and personal factors.

Does AARP have identity theft protection? ›

LifeLock - Best With AARP Discounts

Meet LifeLock, the only identity theft protection service that gives seniors discounts through AARP. Available on its own and as part of Norton 360, LifeLock goes above and beyond to protect seniors from identity theft along with other online risks like phishing and viruses.

Does LifeLock protect bank accounts? ›

If you're a victim of identity theft while a LifeLock Ultimate Plus™ member, LifeLock protects your hard earned money with dollar for dollar reimbursement for stolen funds up to $1 million. This includes everything from fraudulent bank and investment account withdrawals to tax returns filed in your name.

What are the first signs of identity theft? ›

9 Signs of Identity Theft
  • Unexplained charges or withdrawals. ...
  • Medical bills for doctors you haven't visited. ...
  • New credit cards you didn't apply for. ...
  • Errors on your credit report. ...
  • Collection notices or calls for unknown debt. ...
  • Your credit card or application for credit is denied. ...
  • Missing mail or email.

What to do if someone is trying to steal your identity? ›

Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.
...
It could be necessary if:
  1. You know the identity thief.
  2. The thief used your name in an interaction with the police.
  3. A creditor or another company requires you to provide a police report.
8 Jul 2022

What information does someone need to steal your identity? ›

What they want are account numbers, passwords, Social Security numbers, and other confidential information that they can use to loot your checking account or run up bills on your credit cards. Identity thieves can take out loans or obtain credit cards and even driver's licenses in your name.

How do I stop someone opening a bank account in my name? ›

Fraud alerts are free and require companies to verify your identity before opening any new accounts in your name or changing any existing accounts. Another option is to contact each of the credit bureaus to add a credit freeze. Freezing your credit prevents anyone but you from accessing your credit.

What is a major downside of locking your credit? ›

The major downside to having a credit lock is that it generally comes with a fee. Plus, your credit file can still be accessed for the same reasons as a freeze. Credit agencies charge about $20 per month to maintain your lock service, which may include daily alerts, dark web monitoring and free credit reports.

Do I need LifeLock if I freeze my credit? ›

Step #1 of locking your life without Lifelock is freezing your credit. More to come on that in a few, but suffice to say that freezing your credit removes the need for much of what Lifelock does. After you completely freeze your credit, no one (not even you) can open credit accounts in your name.

What is not covered in an identity theft policy? ›

Identity theft insurance typically only covers the expenses that happen after the identity theft occurs (like legal fees, lost wages and application fees). It won't cover direct financial losses you incurred as a result of the identity theft, like fraudulent charges on your credit card statement.

Is LifeLock a insurance? ›

LifeLock protection plans start at $9.99/month for your first year (plus applicable sales taxes). If you worry about the cost of identity theft, consider LifeLock Standard™ or LifeLock Ultimate Plus™. It's easy to compare plans to find which one is best for you.

Does LifeLock cover Cryptocurrency? ›

Over the summer, the antivirus company Norton announced it was adding a new feature to its LifeLock security software: the ability to mine cryptocurrencies using its “Norton Crypto” tool.

Videos

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2. Is Identity Theft or Credit Monitoring a SCAM?
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3. How to PREVENT IDENTITY THEFT (for free, in less than 10 min)
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4. The Identity Guard Review that the Company Tried to Block
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5. ID Watchdog 2022 Review: The Best Identity Theft Protection?
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