Best Identity Theft Protection Services for Military in 2022 (2023)

Best Identity Theft Protection Services for Military in 2022 (1)

Identity Guard®

Best Identity Theft Protection Services for Military in 2022 (2)

SecureScore™: 9.7/10

Identity Guard uses IBM’s Watson artificial intelligence platform to offer protections that evolve to meet the ever-changing threat landscape of identity theft. Great news for military members who might be away for long periods of time - this service is constantly evolving to stay up-to-date.

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Best Identity Theft Protection Services for Military in 2022 (3)

NortonLifeLock

Best Identity Theft Protection Services for Military in 2022 (4)

SecureScore™: 9.4/10

NortonLifeLock’s focus on cybersecurity hardens your networks against hackers, but they also offer powerful core protections to keep military personnel’s identities safe.

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Best Identity Theft Protection Services for Military in 2022 (5)

IdentityForce

Best Identity Theft Protection Services for Military in 2022 (6)

SecureScore™: 9.6/10

IdentityForce offers some of the most well-rounded protections on the market today. They provide solid core functionality, strong cybersecurity protections are great for active military members, with a few surprising bonuses to boot.

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  • Best Identity Theft Protection Services for Military in 2022 (7)

    Identity Guard®

    Best Identity Theft Protection Services for Military in 2022 (8)

    SecureScore™: 9.7/10

    Identity Guard uses IBM’s Watson artificial intelligence platform to offer protections that evolve to meet the ever-changing threat landscape of identity theft. Great news for military members who might be away for long periods of time - this service is constantly evolving to stay up-to-date.

    View Packages

  • Best Identity Theft Protection Services for Military in 2022 (9)

    NortonLifeLock

    Best Identity Theft Protection Services for Military in 2022 (10)

    SecureScore™: 9.4/10

    NortonLifeLock’s focus on cybersecurity hardens your networks against hackers, but they also offer powerful core protections to keep military personnel’s identities safe.

    View Packages

  • Best Identity Theft Protection Services for Military in 2022 (11)

    IdentityForce

    Best Identity Theft Protection Services for Military in 2022 (12)

    SecureScore™: 9.6/10

    IdentityForce offers some of the most well-rounded protections on the market today. They provide solid core functionality, strong cybersecurity protections are great for active military members, with a few surprising bonuses to boot.

    View Packages

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Top Identity Theft Protection Services for Members of the Military in 2022

  • Identity Guard® - Using cutting-edge technology, Identity Guard protects proactively and dynamically.
  • NortonLifeLock - With a focus on cybersecurity, NortonLifeLock keeps identity thieves at bay.
  • IdentityForce - IdentityForce is a well-rounded option for comprehensive protections suitable for most privacy-minded folks.

The American Armed Forces is one of the most elite groups of dedicated, disciplined men and women the world has ever seen, but that doesn't mean they are immune to the threats of identity theft. Their duties often put them at a disadvantage when it comes to protecting their identities, particularly if they are deployed abroad.

If you're a service member, it’s important to stay safe in all regards; that’s why we’ve compiled a list of the top three identity theft protection services for members of the military.

  • 1 Identity Guard® - Best Overall for Military

    Best Identity Theft Protection Services for Military in 2022 (13)

    SecureScore™

    9.7

    Customer Service

    9.5

    Value

    9.6

    Features & Services

    9.7

    Ease Of Use

    9.8

    SecureScore™

    9.7

    How We Review

    Overview:

    Identity Guard is one of our favorite services, and for good reason. They’ve partnered with IBM to leverage the power of the company’s Watson artificial intelligence platform, meaning that their protections are getting smarter every day. That’s important for military personnel who may not be able to pay attention to their credit reports, financial accounts, and other early indicators of identity theft for long periods of time. Before we get into that though, let’s have a look at Identity Guard’s pros and cons.

    Pros:

    • Best-in-Class Fraud Protection
    • Detailed Notifications and Alerts
    • Dynamic, AI-Driven Protections
    • Robust Credit Monitoring with Credit Lock Feature
    • Gamified Approach to Mitigating Risk
    • Plenty of Perks and Bonuses
    • Unique Tax Fraud Alerts

    Cons:

    • Limited Social Media Monitoring
    • Somewhat Pricey
    • App Could Use Updating

    Summary:

    One of our favorite features we found when we reviewed Identity Guard for military personnel is their data breach alert functionality. Data breaches occur when a company you’ve done business with, a financial institution, a medical provider, or a government agency with your identifying information on file gets hacked. This data usually ends up in dark-web marketplaces where identity thieves often buy, sell, and trade the identities of others.

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    Did You Know: Data Breaches are serious business. If your information is leaked, there’s a one in five chance you’re going to become the victim of identity theft.

    If your personal information is out there, you want to know about it — even if you’re half a world away serving in the military. Identity Guard scans the records of known data breaches and will alert you if your sensitive information could potentially be showing up where it shouldn’t and getting into the wrong hands. This is what we’re talking about when we say they offer proactive protections — something you as a member of the military should actively seek out in your search for an identity theft protection service.

    To get a better idea of what they’re bringing to the table while you’re shopping around, be sure to check out our guide to Identity Guard’s plans and pricing.

    Best Identity Theft Protection Services for Military in 2022 (14)

    844-916-3500

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  • 2 NortonLifeLock - Best App Design

    Best Identity Theft Protection Services for Military in 2022 (15)

    SecureScore™

    9.4

    Overview:

    NortonLifeLock is another great option for military members looking to protect their identities and finances. They offer some of the best cybersecurity protections in the industry, and their core functionalities will keep you protected from myriad threats.

    Pros:

    • Complete Cybersecurity Protections
    • Best-In-Class Identity Protections
    • Robust Credit Monitoring
    • Well-Designed App
    • Great Recovery and Restitution Options

    Cons:

    • Some Functions Only Work with Windows
    • Organization Can Be Overwhelming
    • Lower Tiers Offer Limited Protections

    Summary:

    One of our favorite functions for long-term protection we found when we analyzed NortonLifeLock is their TransUnion credit lock feature, which can be especially useful for military personnel. While managing credit locks isn’t exclusive to NortonLifeLock, it’s a pretty unique feature that we don’t see that often. What is a credit lock, though? Glad you asked.

    A credit lock prevents anyone from accessing your credit file before the lock is lifted. This effectively thwarts fraudsters from opening up unauthorized lines of credit or taking out loans in your name. Setting this up before you’re deployed can prevent you from coming home to a financial mess.

    Did You Know: There’s also a similar function called a credit freeze. These take a little longer to set up and undo, and they offer different legal protections for different kinds of identity theft compared to standard locks. We recommend contacting the credit monitoring bureaus to discuss your situation and figure out which option might be best for you.

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    If you do, however, find yourself in an identity theft-related bind, NortonLifeLock offers some of the best restorative services out there. If your identity is stolen and you suffer material losses, they’re going to cover you for up to $1 million dollars. They also offer an additional $1 million for any additional expenses you might rack up, and if your case is so complicated that you need the help of lawyers to unravel it — you guessed it — they’ve got you covered for another $1 million.

    Keep in mind, though, we’re talking about NortonLifeLock’s top tier of coverage here, which is a little pricey. To see what plan is right for you and your budget, check out our guide to NortonLifeLock’s services and pricing structures.

    Best Identity Theft Protection Services for Military in 2022 (16) View Packages

  • 3 IdentityForce - Best Reporting Features

    Best Identity Theft Protection Services for Military in 2022 (17)

    SecureScore™

    9.6

    Customer Service

    9.7

    Value

    9.7

    Features & Services

    9.6

    Ease Of Use

    9.5

    SecureScore™

    9.6

    How We Review

    Overview:

    Simply put — while testing and reviewing IdentityForce, we found it to be an absolute workhorse. They proved all around, comprehensive protections from credit monitoring and reporting, to financial account alerts, to cybersecurity protections. They’re a great choice for anyone looking for a little bit of everything. Before we look at why they’re a good option for military members, though, let’s take a look at their pros and cons.

    Pros:

    • Comprehensive, 24/7 Identity Theft Monitoring
    • 3-Bureau Credit Monitoring, Scoring, Reporting
    • Cyberbullying, Phishing, and Ransomware Reimbursement
    • Exclusive Digital Safety Protections for Families
    • Extremely Detailed Reports
    • Actionable Notifications
    • Excellent Desktop Interface with Intuitive Design
    • VPN Access Through Mobile App

    Cons:

    • Underwhelming Mobile App
    • Somewhat High Price Tag
    • No External Frills

    Summary:

    Although it might be tempting to do so, it’s best to avoid social media altogether when you’re deployed. However, that doesn’t mean that your accounts aren’t vulnerable — and they’re a treasure trove of information for identity thieves. The good news is that IdentityForce has some of the most powerful social media monitoring tools on the market today; they’ll keep you protected from hackers and alert you if anything suspicious is going on in your absence.

    Did You Know: About 22 percent of internet users say their social media accounts have been hacked at least once.

    IdentityForce also offers a wealth of resources and financial planning tools to help you get on track with civilian life once you return from duty. Their credit score simulator can help you set goals to build your credit, and their resource library can give you information on everything you’ll need to know about anything from applying for your first credit card to securing a mortgage. When we say they’re all-encompassing — we mean it.

    Like most services, they offer several different protection tiers. Take a look at our full breakdown of IdentityForce costs to see if they have what you’re looking for.

    So we’ve talked about the protections — but what should you do if you think you’ve become a victim? If you’ve purchased an identity theft protection plan already, you’re likely in pretty good shape. If you haven’t, though, there are still immediate steps you should take.

    Best Identity Theft Protection Services for Military in 2022 (18)

    866-375-9375

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Why Are Military Members Often the Targets of Identity Theft?

As we mentioned earlier, being in the military has some disadvantages when it comes to protecting your identity. Namely that you aren’t always available to monitor certain aspects of your civilian life. You’re also at a much higher risk of identity theft. But why?

Best Identity Theft Protection Services for Military in 2022 (19)

There are quite a few reasons, but one of the primary factors is that active-duty military personnel are often so far detached from their civilian life that identity thieves know their crimes are likely to go unreported. Add to that the knowledge that service members are receiving steady paychecks piling up in their accounts, and you have the perfect storm for identity theft.

It’s also important to understand that the stakes are a lot higher for a member of the military as opposed to the average civilian. An identity theft incident for military personnel can have severe consequences, including the revocation of security clearances, potentially derailing entire careers. It pays to keep yourself protected.

One of the first things you should do if you’re deployed is to place an “Active Duty Alert” on your credit file. This will ensure that any unusual spending while you’re gone will immediately be flagged, and the credit agency will respond accordingly.
If you want to take it a step further, you could also consider having your credit files locked or frozen. This will prevent any unauthorized person from taking out a line of credit or loan in your name.

Additionally, many veterans are eligible for free credit monitoring through the U.S. Department of Veterans Affairs, as well as a program called “More Than a Number” that provides you and your beneficiaries with information on how to protect yourselves.

That said, you should absolutely have someone watching out for your best interest while you are in the field watching out for ours. That’s why we recommend dedicated, professional, comprehensive identity theft protections.

What to Do If You Are Deployed and Suspect Identity Theft

If you are deployed and you suspect identity theft, you should react as quickly as possible. Before you panic, stop and analyze the situation. What type of identity theft has occurred? As you start to unpack the situation, keep meticulous notes with names, dates, and times including records of all your actions.

Best Identity Theft Protection Services for Military in 2022 (20)

If you’ve invested in an identity theft protection service, contact them first, as their resolution specialists will give you direction based on your specific situation, and they’ll handle a lot of the legwork for you.

That said, here are the general, rule-of-thumb steps you should take. Note, however, that every identity theft incident is different, and your specific needs might deviate from this list.

General Steps to Identity Theft Restitution
  • Place a fraud alert with one of the three national credit reporting agencies, Experian, TransUnion, or Equifax. Once you put a fraud alert on one credit bureau they will notify the other two, and all three will add extra layers of scrutiny to all new credit inquiries.
  • Check every one of your financial accounts for fraudulent activity and closely review all three of your credit reports.
  • File a report with the authorities, and contact any organizations where fraudulent activity occurred.
  • File a complaint with the Federal Trade Commission (FTC).
  • Check your computer and mobile devices for viruses and malware.
  • Fill out the Federal Trade Commission’s ID Theft Affidavit to secure your proof of identity. This will be important in proving that you are who you say you are — probably for years to come.

After an identity theft incident has occurred, it could take hundreds of hours to straighten everything out, and this process could take years. The good news is, if you have a solid identity theft protection service working for you, they will take care of most (but not all) of this for you.

If you are in the military and are frequently on active duty, understand you’re a preferred target of identity theft. You really can’t afford to be without protection. Investing in an identity theft service like the ones mentioned above is your best possible option to protect your military and civilian life with as little disruption as possible.

Features of Identity Theft Services for Military Personnel

It's particularly important for military personnel to have the very best identity theft protection with all the right features, especially since they are a preferred target for identity thieves. Therefore, consider taking some time to learn and thoroughly understand all the different options available to you. Then compare those options to narrow down which service best fits your particular needs. This is the only way you will be able to make an educated decision about which service is right for you.

Here are some of the most common features of identity theft services for military personnel in 2022.

SSN Monitoring

SSN Monitoring is a value-packed feature for military personnel. After all, your incredibly important SSN is often needed to complete piles of paperwork. So it’s natural you’d become a prime target for identity theft. Not to worry — SSN Monitoring searches billions of data points to ensure your SSN isn’t being used fraudulently. If it is, you’re alerted immediately.

Black Market Surveillance

The back-door dealings of military identities is a rising threat. Cybercriminals are buying, selling, and trading everything from addresses and SSN’s, to driver’s license numbers, personal passwords, and the list goes on. Don’t get caught on the losing end of these dirty deals. Get Black Market Surveillance — a feature that searches black-market criminal strongholds to keep your good name safe.

Social Media Monitoring

Military personnel should be especially vigilant on social media. Thieves are constantly lurking and searching for an easy target. Once they find and scrape your personal info, they sell it via the dark web, hacker forums, and other underground trading zones. That’s why Social Media Monitoring is a wise investment. The tech-forward feature goes the distance to protect you from fraud.

Dark Web Monitoring

Dark Web Monitoring is another feature to look for in ID theft services for the military. And the reason is simple — the dark web is a dangerous place where your identity could fall into the wrong hands and cause great harm. So this feature dives deep to scan underground websites, hacker forums, and other place where cybercriminals buy, sell, and trade identities.

Identity Theft Insurance Coverage

Identity Theft Insurance could save you thousands of dollars, perhaps even more. The priceless coverage puts money back in your pocket should you fall victim to costly identity theft. This coverage brings peace of mind for military personnel who are often not around to deal with the fallout. Let the insurance cover the cost and put you back on track.

Pay Day Loan Monitoring

Fast cash at your expense. That’s the payday loan scam. The thief steals your social security number and other information. Then they head to the payday lender to take out a loan in your name — a loan you might have to repay. Not fair, right? That’s why Payday Loan Monitoring is a feature not to be missed for military personnel.

Lost Wallet Protection

Lost Wallet Protection is offered by most ID theft protection services for military. Whether stationed in the U.S., or deploying abroad, you could misplace your wallet — a mistake that strikes fear into the heart’s of men and women. Not to worry! Lost Wallet Protection steps in to cancel and replace credit cards, driver’s licenses, and other sensitive information.

Address Change Verification

Address Change Verification is a powerful feature for military personnel. If you go unprotected, identity thieves can forward your mail to a different address and open accounts in your name. Often, you might be too busy serving our country to receive the address change notice. So this feature monitors for suspicious mail activity and alerts you if necessary.

Identity Restoration

Leave identity restoration to the pros. You have bigger fish to fry as a member of the U.S. Armed Forces. Identity Restoration is a full-service feature offered by many identity theft protection companies. In the event your identity is stolen — whether stateside or abroad — a team of experts will work to restore your identity to pre-fraud status. Don’t go without it!

FAQs

What is the highest rated identity theft protection? ›

#1 IdentityForce – Best Identity Theft Protection Service of 2022.
...
  • #5 ID Watchdog – Best for Customized Identity Monitoring.
  • #7 ReliaShield.
  • #7 LifeLock – Best for Computer and Device Protection.
  • #9 IdentityIQ – Best for Family Protection.
  • #9 myFICO – Best for Detailed FICO Scores.
17 Oct 2022

Is there something better than LifeLock? ›

We recommend Identity Guard's Ultra plan. It's the only one that covers all three credit-monitoring bureaus and offers the most additional features. It costs $29.99 per month.

Which is better identity guard or LifeLock? ›

Thanks to its advanced Dark Web monitoring, insurance policy, value pricing plans, and U.S. based support, Identity Guard edges LifeLock as a better overall identity protection service.

Is IDShield better than LifeLock? ›

Monitoring and Alerts: Winner – IDShield

IDShield offers much better monitoring in many ways, but LifeLock offers more types of monitoring. IDShield is what I like to call a “basic protection” identity theft protection service. They cover the core, important types of identity monitoring.

How much does AAA ProtectMyID cost? ›

Affordable Price

AAA offers three identity protection plans that consumers can choose from. The ProtectMyID Essential Coverage plan is free for those who have an AAA membership while the ProtectMyID Deluxe Coverage plan costs $10.95 per month and the ProtectMyID Platinum Coverage plan costs $15.95 per month.

Is it worth buying identity theft protection? ›

Consider paying for an identity theft protection service only if: You're already the victim of identity theft or at high risk of it. You are unwilling to freeze your credit reports. You know that you won't go through the effort of actively monitoring your own credit.

Who is the competitor of LifeLock? ›

In this article, we'll give you an overview of three great alternatives to LifeLock: Identity Guard, IdentityForce, and IdentityIQ.

Is Aura a good identity theft protection? ›

Aura ties for No. 3 in our Best Identity Theft Protection Services of 2022 rating. Professional reviewers praise Aura for its clean user interface and affordable packages for comprehensive protection. Aura also owns another company in our rating, Identity Guard.

Which is better identity guard or identity force? ›

Both IdentityForce and Identity Guard offer decent credit monitoring and identity theft protection. Of the two, we think IdentityForce is the better option. It offers comprehensive identity monitoring and excellent credit coverage at an affordable price, making it a great value.

Does Identity Guard monitor bank accounts? ›

Here's how Identity Guard protects you: We monitor your personal information, credit, and bank account for signs of fraud. We alert you to breaches and credit fraud in near real-time. If you're a victim of fraud, our U.S-based fraud agents will help you resolve the issue.

Is Experian better than LifeLock? ›

Both LifeLock or Experian offer a lot of the same services. LifeLock's 24/7 customer service assistance is a great feature, while Experian Identity Works includes high-risk bank account & credit card transaction alerts, identity validation alerts, payday loan monitoring at all premium plans.

Does LifeLock monitor social security number? ›

LifeLock Identity Alert™ System †

We monitor for fraudulent use of your Social Security number, name, address, or date of birth in applications for credit and services.

How much does IDShield cost? ›

How Much Does IDShield Cost? IDShield with one-bureau credit monitoring: The lowest-cost option for IDShield is $14.95 monthly for one person. The family plan is $29.95 and covers a spouse or domestic partner and up to 10 children. You may get an annual subscription for $179.40 or $359.40 for a family.

What does IDShield cover? ›

IDShield offers three main services: scanning the web for use of your credit files and personal information; alerting you to potential nefarious use of your information; and helping you recover, including lost wages and legal consultation related to the incident.

Can LifeLock help after identity theft? ›

We alert you of suspicious threats by text, email, or phone. If your identity is stolen, our U.S.-based team will work to fix it. We'll reimburse funds stolen due to identity theft up to the limit of your plan.

Is LifeLock better than Experian? ›

LifeLock and Experian IdentityWorks have very similar service offerings. LifeLock works well for those who want the peace of mind of having maximum financial protection in case of becoming the victim of identity theft. Experian IdentityWorks, however, has a much lower price point.

Does LifeLock protect your Social Security number? ›

LifeLock's Standard, Advantage, and Ultimate Plus ID theft protection plans offer a wide variety of ways to guard against identity theft, including Social Security number alerts, data breach notifications, stolen funds reimbursement, credit monitoring in case someone steals your credit card or open a credit file in ...

How do I check to see if someone is using my Social Security number? ›

Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes. Order free credit reports annually from the three major credit bureaus (Equifax, Experian, and TransUnion).

Is LifeLock worth having? ›

LifeLock is certainly a good choice, and that's especially true if you want Norton 360 antivirus software and access to a VPN that can protect your personal information when you're online.

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