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Similarities
InfoArmor
LifeLock
ByKeith Morris
Topic: ID Theft
March 10, 2022
InfoArmor vs LifeLock.LifeLockis made for the individual consumer whose goal is to protect their own identity as well as their family.InfoArmor, on the other hand, is geared towards businesses and their employees, although it still offers good services to individuals.
TABLE OF CONTENTS
1.Similarities
2. InfoArmor Features and Services
3. LifeLock Features and Services
4. Conclusion
Lifelock is a trusted brand that operates on a robust network. Its Norton LifeLock Antivirus comes with the majority of its plans. It is also easier to pick a package for individuals and for families.
- Keep all your digital information safe from viruses and hackers
- LifeLock watches the dark web for any mention of you
- Monitors all 3 credit bureaus
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There is no doubt that cash is fast hurtling towards irrelevance and soon the only place we’ll find it will be in a museum. There’s no denying that tech has transformed the way we do business. However, there are some obvious caveats.
To take advantage of the cashless way of life, we must surrender our personal information. This puts us and our lovedones at risk of digital crime just byaccessing any Wi-Fi publiclywithout even knowing the host your connecting to. From lost saving to reputation damage, there is a lot that can go wrong & has gone wrong for millions.
However, there are tools such as online ID projection services, which can help you stay safe. Within this article, we will compare two well-known ID protection services, LifeLock and InfoArmor, to help you understand what they off and which one should you choose for your digital protection.
Similarities
Similarities
Insurance Coverage
- Both services offer generous insurance coverage for financial loss resulting from ID theft
Monitoring
- They both offer a robust information surveillance mechanism including dark web monitoring
- They both provide access to credit scores at least once a year
Customer Service
- Both services offer dedicated resources for quick restoration after a breach
- When it comes to customer service, both services pass with flying colors
Plans & Packages
- They both offer bulk discounts for Annual Plans
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InfoArmor Features and Services
Within the following section, you will find an in-depth review of Experian InfoArmor:
Based out of Scottsdale, InfoArmor started offering its ID protection services in 2007. It focuses on providing businesses with a robust solution forkeepingtheir employees and their families safe from online fraud and ID theft.
It offers quite a comprehensive feature bucket, which includes dark web monitoring, stolen fund reimbursement, tax refund protection, pre-existing fraud existence, deceased family member coverage, enhanced information surveillance, lost wallet protection, digital exposure report, social media monitoring, credit assistance,TransUnion report& scores, andIP addressmonitoring.
Pros and Cons
Description
Pros
- They offer a $1 million insurance policy
- Identity restoration help to pre-existing ID theft cases with the help of Privacy Advocates
- Digital exposure reports
- Proprietary Monitoring Mechanism
- Up to 2 Months Free on an Annual Plan Subscription
- IP Address MNonitoring
Cons
- Limited Family Coverage as compared to other services
- Limited Credit Monitoring – only one credit agency instead of 3
- Quite expensive to get started at $14.95 a month
- No added Anti-Virus Software
Plans and Pricing
Unlike some of the other services, InfoArmor does not offer any subcategories within its individual plan. They have divided their roster asIndividualandFamily.
$14.95 /month
Individual Plan
- At $14.95 a month, it comes somewhere in the middle of the pricing spectrum. Although cheaper than LifeLock, it is still quite expensive than some other options.
- However, it does offer a decent discount if you subscribe to their annual plan. The annual subscription will cost you $149.95 a year. This means you will only have to pay for 10 months to stay protected for the year. You will have access to all the security features mentioned above.
- InfoArmor also offers substantial coverage of up to $1 million if you fall victim to ID theft along with account restoration assistance.
$24.95 /month
Family Plan
- InfoArmor’s family plan will cost $24.95 for the month. But you can make some of that back by availing their annual program.
- You will get a discount of 17% and will pay for the year instead of $299.4. That said, they have put a limit on how many minors can be added. You can only add 4 minors in addition to 2 adults.
- This is quite surpassing considering many other services allow you to add 6 to 8 minors.
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LifeLock Features and Services
Let’s take a closer look at what LifeLock brings to the table.
Consideringthat over 5 million individuals and families have entrusted LifeLock with their digital security, it is without a doubt one of the most well-known ID protection services out there. It offers protection for your bank accounts, credit, and other sensitive information. If you are an ID theft victim, LifeLock will help you with the account restoration process and offers generous coverage for financial loss resulting from digital fraud.
Pros and Cons
Description
Pros
- Complete refund can be requested within 60-days.
- Up to $1 million for financial loss and $1 million for personal expenses
- 24-7 phone assistance
- Dedicated identity restoration department
Cons
- Expensive family plan
- You’ll have to pay a dollar extra per month for any plan you subscribe after 1 year.
Pricing and Plans
11.99 /month
Lifelock Standard
- It is the most affordable in their plan roster and will cost you $11.99 per month.
- You can make a decent saving if you pay for the year; it’ll cost you $125 instead of $144.
- You will get up to $1 million in insurance coverage for digital crime and an additional $25,000 for financial loss and to top it off you’ll be entitled to $25,000 more to cover personal expenses.However, the plan doesn’t provide any credit reports or credit scores.
$23.99 /month
LifeLock Advantage Plan
- It will run you $23.99 a month or $20 per month if you choose their annual plan.
- You will get all the features of the Standard plan. Moreover, financial loss the coverage, and personal expenses payments are raised to $100,000 each.
- You also get an additional Equifax credit report and Equifax VantageScore 3.0 credit score per year.
- They will also monitor your credit card usage for fraudulent activity.
$34.99 /month
LifeLock Ultimate Plus Plan
- You will have to pay $34.99 a month or $28.33/month for the year.
- The plan sharply raises the personal expense coverage to $1 million. Secondly, it offers improved credit screening.
- You will have access to reports from all 3 credit agencies, plus you’ll have monthly access to Vantage 3.0 scores from the credit reports of Experian and TransUnion.
- The plan also offers sex offenders alerts.
$5.99 /month
Lifelock Family Plan
- You can add children under the age of 18 to your plan for an additional $5.99 per month. However adding your partner is an expensive proposition, you’ll have to sign up for a separate individual plan.
Conclusion
Lifelock’s family plan is quite expensive when you factor $6 a child and a separate account for your partner. However, they provide great security in addition to regular access to credit reports. So if budget is not a major barrier then LifeLock makes more sense.
InforArmor is also quite pricey at $14.95 a month but it offers a healthy discount. Moreover, it provides certain security features that you won’t find in other services. However, family coverage is quite limited.
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Read More About ID Protection:
- IDShield versus LifeLock: Which is Better?
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FAQs
Is there something better than LifeLock? ›
We recommend Identity Guard's Ultra plan. It's the only one that covers all three credit-monitoring bureaus and offers the most additional features. It costs $29.99 per month.
Which is the best identity theft? ›...
- #5 ID Watchdog – Best for Customized Identity Monitoring.
- #7 ReliaShield.
- #7 LifeLock – Best for Computer and Device Protection.
- #9 IdentityIQ – Best for Family Protection.
- #9 myFICO – Best for Detailed FICO Scores.
LifeLock Ultimate Plus with Norton 360
If you have substantial assets to protect the LifeLock Ultimate Plus plan is the best option out there. With higher levels of identity theft coverage, monitoring of all three credit bureaus, and 401(k) and investment account activity alerts, you'll gain a lot more peace of mind.
Thanks to its advanced Dark Web monitoring, insurance policy, value pricing plans, and U.S. based support, Identity Guard edges LifeLock as a better overall identity protection service.
Who is the competitor of LifeLock? ›In this article, we'll give you an overview of three great alternatives to LifeLock: Identity Guard, IdentityForce, and IdentityIQ.
Is there a problem with LifeLock? ›LifeLock agreed to pay $100 million to settle allegations that it "misled consumers with deceptive advertising" and failed to establish and maintain proper information security requirements to protect its users' sensitive data, the FTC announced last Thursday.
What is the best credit security company? ›- Best overall: IdentityForce®
- Runner-up: PrivacyGuard™
- Best for credit monitoring: Experian IdentityWorks℠
- Best for identity theft insurance: Identity Guard.
- Best for computer and device protection: LifeLock®
It's essential to protect yourself and your identity and to take action to report fraud quickly. Several credit issuers offer credit monitoring and identity protection tools for free. Consumers can utilize these tools to protect themselves and stay informed.
How do I protect my Social Security number? ›Other ways to protect your information include not routinely carrying your card or other documents that display your number with you. Also, be careful about sharing your number, even when you're asked for it. You should ask why your number is needed, how it'll be used, and what will happen if you refuse.
Does LifeLock protect bank accounts? ›If you're a victim of identity theft while a LifeLock Ultimate Plus™ member, LifeLock protects your hard earned money with dollar for dollar reimbursement for stolen funds up to $1 million. This includes everything from fraudulent bank and investment account withdrawals to tax returns filed in your name.
How much is LifeLock for seniors? ›
LifeLock's plans start at $89.99 for the first year. If you pay monthly, their plans start at $7.99 per month for the first year. Rates increase for monthly and annual plans after the first year. Does LifeLock protect my Social Security number?
Does LifeLock need Social Security number? ›LifeLock will ask you to provide personally identifiable information, including your date of birth, Social Security number, credit and bank account numbers, and access to your credit reports. This is required so that the service can monitor your data for potential fraud.
Can you trust LifeLock? ›Overview. LifeLock has a consumer rating of 1.32 stars from 19 reviews indicating that most customers are generally dissatisfied with their purchases. Consumers complaining about LifeLock most frequently mention credit card problems. LifeLock ranks 13th among Identity Theft Protection sites.
Is Identity Guard worth the money? ›While there are steps you can take to protect your identity without paying a third party for help, many people find that the peace of mind identity theft protection provides makes the cost well worth it.
Is Experian better than LifeLock? ›Both LifeLock or Experian offer a lot of the same services. LifeLock's 24/7 customer service assistance is a great feature, while Experian Identity Works includes high-risk bank account & credit card transaction alerts, identity validation alerts, payday loan monitoring at all premium plans.
Can LifeLock help after identity theft? ›We alert you of suspicious threats by text, email, or phone. If your identity is stolen, our U.S.-based team will work to fix it. We'll reimburse funds stolen due to identity theft up to the limit of your plan.
Does LifeLock protect you from the dark web? ›LifeLock's 15-year heritage in identity protection uses AI and human technology to scan the dark web and private forums, searching for your personal information. If it finds anything the software will notify you and advised on next steps to take in protecting your information.
Does AARP offer a discount on LifeLock? ›LifeLock - Best With AARP Discounts
LifeLock is part of the company Norton, which many people may already know for their impressive suite of digital security products and services. Meet LifeLock, the only identity theft protection service that gives seniors discounts through AARP.
Needless to say, the company hit a rough patch. Not only was their CEO's identity stolen more than a dozen times, but LifeLock received a great wet slap from the Federal Trade Commission and was fined for false advertising.
What are the pros and cons LifeLock? ›| Pros | Cons |
|---|---|
| Easy to use | Offers some services you can do yourself for free |
| Consolidates all identity-theft related services into one package | Does not monitor all businesses, so you might still fall victim to undetected identity theft |
How long does LifeLock last? ›
LifeLock Standard: Protection starts at an introductory rate of $9.99 per month. After a year, it auto-renews at $11.99 per month. It includes monitoring the use of your Social Security number, name, birth date or address in applications. It also offers credit monitoring at Equifax, one of the three credit bureaus.
What is the best site to get all 3 credit reports? ›On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting agencies. These agencies include Equifax, Experian, and TransUnion.
Which credit app is most accurate? ›- Credit Karma. CreditKarma. According to users, Credit Karma's scores are close to their actual FICO scores. ...
- Credit Sesame. Credit Sesame. Free identity theft protection and financial advice at your fingertips. ...
- Mint. Mint. ...
- CreditWise by Capital One. CreditWise. ...
- myFICO. myFICO.
- Keep Your Personal Information Secure. ...
- Monitor Your Credit Reports, Bank and Credit Accounts. ...
- Ask Questions Before You Share Your Information.
Most major property insurance providers offer identity theft coverage as a rider or endorsement to a homeowners policy and a few include it in standard home policies. Identity theft coverage varies widely, from reimbursement of stolen funds to a host of services to help repair the financial damage.
What should I do if I get identity theft Social Security number? ›The FTC collects complaints about identity theft from those whose identities have been stolen. You may reach the FTC's identity theft hotline toll free at 1-877-IDTHEFT (1-877-438-4338) or visit their website at www.ftc.gov/idtheft. Additional Resources: Protecting Your Social Security Number from Identity Theft.
Can your identity be stolen with the last four digits of your social? ›As long as a hacker or scammer has access to other personal information such as your name and address, they can use the last four digits of your SSN (in most cases) to open accounts in your name, steal your money and government benefits, or even get healthcare and tax refunds in your name.
What are the first signs of identity theft? ›- Unexplained charges or withdrawals. ...
- Medical bills for doctors you haven't visited. ...
- New credit cards you didn't apply for. ...
- Errors on your credit report. ...
- Collection notices or calls for unknown debt. ...
- Your credit card or application for credit is denied. ...
- Missing mail or email.
- Your credit report doesn't seem accurate.
- Suspicious activity on your credit card and bank statements.
- Unexpected physical mail.
- Missing physical mail.
- Identification documents are lost (or stolen)
- Suspicious phone calls and voicemails.
- Suspicious emails and text messages.
Stolen Funds Reimbursement
If you have money stolen due to identity theft, LifeLock will reimburse you dollar for dollar-up to $1 million.
Do you need LifeLock if you freeze your credit? ›
Step #1 of locking your life without Lifelock is freezing your credit. More to come on that in a few, but suffice to say that freezing your credit removes the need for much of what Lifelock does. After you completely freeze your credit, no one (not even you) can open credit accounts in your name.
What is the difference between LifeLock and Norton LifeLock? ›At the same time, Norton and LifeLock became one company: NortonLifeLock Inc. Today, NortonLifeLock refers to a single company that is a global leader in consumer Cyber Safety. The company is dedicated to helping secure the devices, identities, online privacy, and home and family needs of nearly 50 million consumers.
Does AAA offer discount on LifeLock? ›Identity Protection with LifeLock
AAA has partnered with LifeLock, the industry leader in proactive identity theft protection. Protect your identity with LifeLock. As a AAA member, get 30 days free and over 25% off for the lifetime of your membership.
| Current Available Products: | Users, Devices, or Storage Sizes | Annual Membership Price* |
|---|---|---|
| LifeLock Standard™ without Credit Features | 1 user | $119.99 |
| LifeLock Advantage™ | 1 user | $239.99 |
| LifeLock Advantage™ without Credit Features | 1 user | $214.99 |
| LifeLock Ultimate Plus™ | 1 user | $339.99 |
| Norton Subscriptions | Device Count | Annual Subscription1 |
|---|---|---|
| Norton™ 360 LifeLock | 10 | $199.99 |
| Norton™ 360 LifeLock™ Select Plus | 10 | $179.99 |
| Norton™ 360 LifeLock™ Ultimate | 10 | $299.99 |
| Norton™ 360 with LifeLock™ Advantage | 10 | $249.99 |
LifeLock will also remove one's personal information from many pre-approved credit card mailing lists. Finally, LifeLock will scan over 10,000 black market websites to look for the subscriber's personal information and notify him/her if they spot his/her data on any of those sites.
Can you cancel LifeLock at anytime? ›Cancelling Your Membership
You may cancel your membership at any time by submitting a request here, or contacting Member Services & Support. You should cancel prior to your renewal billing date to allow for processing.
Now bundled with Norton 360. Norton 360 with LifeLock is designed to bring you our most comprehensive all-in-one protection for your connected devices, online privacy and identity.
Is there a difference between Norton LifeLock and LifeLock? ›At the same time, Norton and LifeLock became one company: NortonLifeLock Inc. Today, NortonLifeLock refers to a single company that is a global leader in consumer Cyber Safety. The company is dedicated to helping secure the devices, identities, online privacy, and home and family needs of nearly 50 million consumers.
What is the difference between Norton security and NortonLifeLock? ›Norton 360 with LifeLock provides comprehensive protection for your connected devices. These compact plans include online privacy and identity shields. Norton device security protects your devices against viruses and malware. Your personal devices and information have protection both at home and on-the-go.
What are the pros and cons LifeLock? ›
| Pros | Cons |
|---|---|
| Easy to use | Offers some services you can do yourself for free |
| Consolidates all identity-theft related services into one package | Does not monitor all businesses, so you might still fall victim to undetected identity theft |
The main difference between the two products is in that Norton 360 provides Secure VPN, PC SafeCam, and Dark Web Monitoring. It also provides more of online storage for PC backups and files. In United States, Norton 360 can be purchased in a bundle with LifeLock identity theft protection services.
Does LifeLock protect bank accounts? ›If you're a victim of identity theft while a LifeLock Ultimate Plus™ member, LifeLock protects your hard earned money with dollar for dollar reimbursement for stolen funds up to $1 million. This includes everything from fraudulent bank and investment account withdrawals to tax returns filed in your name.
How much is LifeLock for seniors? ›LifeLock's plans start at $89.99 for the first year. If you pay monthly, their plans start at $7.99 per month for the first year. Rates increase for monthly and annual plans after the first year. Does LifeLock protect my Social Security number?
Did LifeLock get hacked? ›Needless to say, the company hit a rough patch. Not only was their CEO's identity stolen more than a dozen times, but LifeLock received a great wet slap from the Federal Trade Commission and was fined for false advertising.
Is Norton a Chinese company? ›Norton, formerly known as Norton by Symantec, is a division of NortonLifeLock based in Tempe, Arizona.
Does LifeLock prevent identity theft? ›LifeLock's Standard, Advantage, and Ultimate Plus ID theft protection plans offer a wide variety of ways to guard against identity theft, including Social Security number alerts, data breach notifications, stolen funds reimbursement, credit monitoring in case someone steals your credit card or open a credit file in ...
Can you get LifeLock without Norton? ›You can either choose a LifeLock plan on its own, or bundle it with antivirus and device protections from Norton. That said, we know it can be confusing, so let's break things down. There are three LifeLock-only plans: Standard, Advantage, and Ultimate Plus.
Does LifeLock remove personal information from Internet? ›LifeLock will also remove one's personal information from many pre-approved credit card mailing lists. Finally, LifeLock will scan over 10,000 black market websites to look for the subscriber's personal information and notify him/her if they spot his/her data on any of those sites.
How do you protect your Social Security number? ›Other ways to protect your information include not routinely carrying your card or other documents that display your number with you. Also, be careful about sharing your number, even when you're asked for it. You should ask why your number is needed, how it'll be used, and what will happen if you refuse.
Does LifeLock freeze your credit? ›
Remember, Lifelock monitors your credit for fraudulent activity and notifies you. Lifelock does not put a credit security freeze on your file.
How much does Norton 360 with LifeLock cost per year? ›| Current Available Products: | Users, Devices, or Storage Sizes | Annual Membership Price* |
|---|---|---|
| Norton 360 with LifeLock Ultimate Plus | 1 user Unlimited§ devices | $349.99 |
| Norton™ 360 with LifeLock™ Ultimate Plus for Family | 2 users Unlimited devices 500GB | $689.99 |
LifeLock, a leader in identity theft protection, has officially become part of Norton, a global leader in consumer cybersecurity. Now bundled with Norton 360. Norton 360 with LifeLock is designed to bring you our most comprehensive all-in-one protection for your connected devices, online privacy and identity.
Which Norton is best? ›Norton 360 is probably the best antivirus software we've tested. It offers 100% protection against all types of malware. And it offers a lot of fantastic security features, including parental controls, cloud backup and access to Norton Secure VPN.